As if being a teenager isn’t hard enough, when you get your driver’s license you will also need to start shopping for auto insurance. As a young driver shopping for auto insurance can be hard. You have never had auto insurance before and you don’t know what to look for. These tips will make sure you find the auto insurance with the best value.
The first thing you have to decide is if you will be getting your own insurance or if you are going to join your parent’s auto insurance policy. You can have your parents call their insurance agent to find out the cost of adding you as another driver, this will often be much cheaper than getting your own auto insurance policy.
Another problem that young drivers face when getting auto insurance is the cost. Many auto insurance companies will charge more because you are an inexperienced young driver. Be sure to shop around, because not every company will do this.
There are also many auto insurance discounts that you can try to get as a young driver. Many companies will offer discounts if you are a good student, this is a good reason to make sure you keep your grades up. Some companies will offer a substantial discount if the young driver takes an approved driving class. You can check with your insurance agent to see if they offer either of these discounts.
The good news is that after three years most auto insurance companies won’t consider you a new driver anymore, and you will be able to get better rates.